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Recent Videos
- Assessing System Risk
- ‘Know Your Customer’ Rules Must Evolve
- Technology, New Players, Outpace Regulators
- Mobile Banking Security Requires a New Approach
- Banks’ Experience to Shape Mobile Regulation
- Balancing Mobile Security and Innovation
- Will Mobile Regulatory Regimes Help or Hurt Banks?
- Relationships with Regulators Could Help in Mobile Rollouts
- Consumers Do Not Fully Trust Mobile Banking
- Testing for the Weakest Links
- Expect Mobile Security Attacks to Mimic, Then Surpass, PC Attacks
- Industry Is Still Setting Ground Rules for Mobile Security
- Invest Adequately in Security, Disclose When Things Go Wrong
Categories
- Banking: Future Growth Models
- Customer Focused Products
- Emerging Markets
- Governance
- Innovation Revisited
- IT Investments
- Lessons Learned from the Financial Crisis
- Managing Regulations
- Mobile Banking
- Mobile Banking: Financial Services Meet the Electronic Wallet
- Rebuilding Trust
- Regulatory Arbitrage
- Retail Banking
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- Scenario Planning
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- Video 1: Banking: The Road Ahead
- Video 2: Regulatory and Growth Challenges Face Global Banks
- Video 3: Putting Together the Global Banking Puzzle
- Video 4: Banking Takes a New Look at Innovation
- Video 5: SIFIs Rules Are Recasting Global Banking
- Video 6: The Future of Mobile Banking
- Video 7: Global Banking 2020: Using Scenario Planning to Guide Strategies
- Video 8: Mobile Banking and Big Data – Meeting the Promise
- Video 9: Solving Mobile Banking's Global Security Concerns
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G30 report: a call to action on bank governance Global banking outlook 2012-2013 Webcast - Bank risk governance: progress and challenges Global banks adapt to uncertain economics and regulations Lessons from change: The challenging banking environment Video report: Key findings from CFO report on capital management More articles and resources from Ernst & Young on Banking and Capital Markets
How to Prepare for New Regulations
(Part 11 of 20) 3:50
Avoid putting the various initiatives into silos or pockets. Instead, create an over-arching program for managing regulatory change.
For additional information on scenario planning and global banking download our free video-enhanced eBook Global Banking 2020: Foresight & Insights.
Also posted in Managing Regulations, Scenario Planning, Video 7: Global Banking 2020: Using Scenario Planning to Guide Strategies
Regulatory Arbitrage, More Regulation Increases the Appeal
(Part 12 of 20) 3:08
Watch for opportunities to increase as countries and regions adopt different levels of regulation.
For additional information on scenario planning and global banking download our free video-enhanced eBook Global Banking 2020: Foresight & Insights.
Also posted in Managing Regulations, Scenario Planning, Video 7: Global Banking 2020: Using Scenario Planning to Guide Strategies
What Happens If the Regulatory ‘Playing Field’ Is Not Level?
2:27 (Part 4 of 14)
Given that regulatory guidance is being developed by global regulators and policy makers to ensure the stability of global financial institutions but ultimately will be implemented at the national level, there are concerns about these standards being realized in a consistent way from one jurisdiction to another. “Banks grow globally and they die on a national basis,” says Ernst & Young’s Bill Schlich. “When they die is when … the rules that each different country imposes become very important.”
Also posted in Governance, Managing Regulations, Risk Management, Video 5: SIFIs Rules Are Recasting Global Banking
How Will Additional Capital Controls Affect SIFIs?
Also posted in Governance, Managing Regulations, Risk Management, Video 5: SIFIs Rules Are Recasting Global Banking
Risk-weighted Assets – What Happens When Enforcement Differs by Region?
4:35 (Part 6 of 14)
In addition to stricter capital requirements, SIFIs will have to manage risk-weighted assets. The dilemma for regulators is how much discretion to allow banks in assigning different levels of risk to their assets. There also is some tension between banks and different geographies, such as the U.S. and Europe, in terms of whether they are risk-weighting their assets in the same way.
Also posted in Governance, Managing Regulations, Risk Management, Video 5: SIFIs Rules Are Recasting Global Banking
The Tension between ‘Too Big to Fail’ and Moral Hazard Continues
Also posted in Governance, Lessons Learned from the Financial Crisis, Managing Regulations, Risk Management, Video 5: SIFIs Rules Are Recasting Global Banking
Will SIFI Designations Succeed?
4:52 (Part 8 of 14)
Many observers see the SIFI designation process as an improvement over how risks were governed in the past. Ideally, a fully functioning SIFI regime would provide a seamless regulatory process across borders. But variations in how different jurisdictions might handle an actual crisis mean that much uncertainty remains.
Also posted in Governance, Lessons Learned from the Financial Crisis, Managing Regulations, Risk Management, Video 5: SIFIs Rules Are Recasting Global Banking
The Volcker Rule and Regulatory Arbitrage
Also posted in Emerging Markets, Managing Regulations, Transparency, Video 2: Regulatory and Growth Challenges Face Global Banks
Global Banking Challenges – Emerging vs. Developed Markets
Also posted in Banking: Future Growth Models, Customer Focused Products, Emerging Markets, Managing Regulations, Video 2: Regulatory and Growth Challenges Face Global Banks
How Level Is the Playing Field?
Also posted in Banking: Future Growth Models, Lessons Learned from the Financial Crisis, Risk Management, Video 1: Banking: The Road Ahead
Regulatory Impact on Return on Equity and Dividends
4:51 (Part 6 of 11)
Expect returns on equity to go down, the cost of capital to go up and margins to shrink. Banks will have to adapt. There is a lot of interest in migrating to businesses that require less capital and liquidity, and that are more fee based. But what does that mean for banking when it comes to credit creation and intermediation.
Also posted in Banking: Future Growth Models, Lessons Learned from the Financial Crisis, Risk Management, Video 1: Banking: The Road Ahead
Banking: The Road Ahead
36:51 (Full video)
Global banks, following the financial crisis, face a level of uncertainty not seen in decades. Among the chief challenges are: massive re-regulation; strong downward pressure on profits; a demand for significant IT investments; and the need to innovate to build new growth models capable of tapping rapidly developing emerging markets.
In this video series, professionals from Wharton and Ernst & Young offer insight into these and related key issues.
Also posted in Banking: Future Growth Models, Customer Focused Products, Emerging Markets, Innovation Revisited, IT Investments, Lessons Learned from the Financial Crisis, Managing Regulations, Rebuilding Trust, Risk Management, Video 1: Banking: The Road Ahead