Managing Regulations

Assessing System Risk

(Video 1 of 16) 3:14

Mobile banking is a security game-changer.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

‘Know Your Customer’ Rules Must Evolve

(Video 2 of 16) 2:56

It can be more difficult to identify mobile banking consumers. Security rules must adapt to a more complex world.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Technology, New Players, Outpace Regulators

(Video 3 of 16) 3:18

The scramble is on to develop the “immature” mobile banking regulatory environment.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Mobile Banking Security Requires a New Approach

(Video 4 of 16) 2:25

Banks cannot simply repurpose old security systems for mobile. Effective mobile security systems require new investments and technologies.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Banks’ Experience to Shape Mobile Regulation

(Video 5 of 16) 3:55

Banks can leverage their years of experience working in highly regulated environments.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Balancing Mobile Security and Innovation

(Video 6 of 16) 2:34

Innovations creates risk, but risk can be mitigated.

Also posted in Innovation Revisited, Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Will Mobile Regulatory Regimes Help or Hurt Banks?

(Video 7 of 16) 3:09

Banks must comply with strict banking regulations when delivering mobiles services, while non-banks can sidestep many of them. Where does it net out?

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Relationships with Regulators Could Help in Mobile Rollouts

(Video 8 of 16) 2:24

Banks have been more effective than many other industries in helping to set the regulatory agenda. How will this play out in mobile services?

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Consumers Do Not Fully Trust Mobile Banking

(Video 9 of 16) 3:56

Consumers are right to have worries about mobile money security. Many privacy issues remain unresolved.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Expect Mobile Security Attacks to Mimic, Then Surpass, PC Attacks

(Video 11 of 16) 2:09

Security challenges are everything that existed before but “on steroids.”

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Industry Is Still Setting Ground Rules for Mobile Security

(Video 12 of 16) 4:11

Protect consumers but open the playing field to experimental business models.

Also posted in Innovation Revisited, Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Invest Adequately in Security, Disclose When Things Go Wrong

(Video 13 of 16) 4:10

Public companies are just starting to understand they should disclose “material” security breaches.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

No One Is Immune from Mobile Money Security Challenges

(Video 15 of 16) 2:46

iPhones’ huge market share makes them a target.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

Unresolved Legal Issues Remain a Challenge for Mobile

(Video 16 of 16) 4:22

Mobile providers must balance liabilities, consumer trust.

Also posted in Mobile Banking, Risk Management, Security, Video 9: Solving Mobile Banking's Global Security Concerns |

The Big Worries – and Opportunities – for Banks

(Part 8 of 20) 2:31

Tougher regulations and market volatility carry the biggest worries. Emerging markets — not just geographical markets, but also new lines of business — offer opportunities, when accompanied by the right-sizing of an existing business.

For additional information on scenario planning and global banking download our free video-enhanced eBook Global Banking 2020: Foresight & Insights.

Also posted in Banking: Future Growth Models, Risk Management, Scenario Planning, Video 7: Global Banking 2020: Using Scenario Planning to Guide Strategies |

How to Prepare for New Regulations

(Part 11 of 20) 3:50

Avoid putting the various initiatives into silos or pockets. Instead, create an over-arching program for managing regulatory change.

For additional information on scenario planning and global banking download our free video-enhanced eBook Global Banking 2020: Foresight & Insights.

Also posted in Regulatory Arbitrage, Scenario Planning, Video 7: Global Banking 2020: Using Scenario Planning to Guide Strategies |

Regulatory Arbitrage, More Regulation Increases the Appeal

(Part 12 of 20) 3:08

Watch for opportunities to increase as countries and regions adopt different levels of regulation.

For additional information on scenario planning and global banking download our free video-enhanced eBook Global Banking 2020: Foresight & Insights.

Also posted in Regulatory Arbitrage, Scenario Planning, Video 7: Global Banking 2020: Using Scenario Planning to Guide Strategies |

What is a SIFI?

(Part 1 of 14) 2:14

A SIFI (Systemically Important Financial Institution) is a financial institution considered sufficiently large, complex and interconnected that – should it experience serious financial issues – could cause significant damage to other financial institutions and the global financial system.

Also posted in Governance, Lessons Learned from the Financial Crisis, Video 5: SIFIs Rules Are Recasting Global Banking |

Who Identifies SIFIs and How Many Are There?

1:42 (Part 2 of 14)

Central bankers, regulators and other senior policy makers decide which institutions receive a SIFI designation. In the U.S., approximately 130 institutions have received SIFI designation. Some 28 global banks have been tentatively identified as GSIBs – Global Systemically Important Banks.

Also posted in Governance, Video 5: SIFIs Rules Are Recasting Global Banking |

What Does SIFI Status Mean for Banks?

4:54 (Part 3 of 14)

SIFIs will be subject to more rigorous financial regulations, including stricter capital controls, intended to avert financial defaults and systemic failures. Some banks on the borderline of SIFI status – about $50 billion in assets – may opt to hold their assets below the line in order to avoid the extra regulation that comes with a SIFI designation. Many of the intended regulatory mechanisms are not yet clearly defined.

Also posted in Governance, Risk Management, Video 5: SIFIs Rules Are Recasting Global Banking |