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- Assessing System Risk
- ‘Know Your Customer’ Rules Must Evolve
- Technology, New Players, Outpace Regulators
- Mobile Banking Security Requires a New Approach
- Banks’ Experience to Shape Mobile Regulation
- Balancing Mobile Security and Innovation
- Will Mobile Regulatory Regimes Help or Hurt Banks?
- Relationships with Regulators Could Help in Mobile Rollouts
- Consumers Do Not Fully Trust Mobile Banking
- Testing for the Weakest Links
- Expect Mobile Security Attacks to Mimic, Then Surpass, PC Attacks
- Industry Is Still Setting Ground Rules for Mobile Security
- Invest Adequately in Security, Disclose When Things Go Wrong
- Banking: Future Growth Models
- Customer Focused Products
- Emerging Markets
- Innovation Revisited
- IT Investments
- Lessons Learned from the Financial Crisis
- Managing Regulations
- Mobile Banking
- Mobile Banking: Financial Services Meet the Electronic Wallet
- Rebuilding Trust
- Regulatory Arbitrage
- Retail Banking
- Risk Management
- Scenario Planning
- Video 1: Banking: The Road Ahead
- Video 2: Regulatory and Growth Challenges Face Global Banks
- Video 3: Putting Together the Global Banking Puzzle
- Video 4: Banking Takes a New Look at Innovation
- Video 5: SIFIs Rules Are Recasting Global Banking
- Video 6: The Future of Mobile Banking
- Video 7: Global Banking 2020: Using Scenario Planning to Guide Strategies
- Video 8: Mobile Banking and Big Data – Meeting the Promise
- Video 9: Solving Mobile Banking's Global Security Concerns
- G30 report: a call to action on bank governance Global banking outlook 2012-2013 Webcast - Bank risk governance: progress and challenges Global banks adapt to uncertain economics and regulations Lessons from change: The challenging banking environment Video report: Key findings from CFO report on capital management More articles and resources from Ernst & Young on Banking and Capital Markets
(Part 1 of 20) 2:19
In times of high uncertainty, executives often choose one of two paths: They panic like a deer caught in headlights, or they simply make low-information, “gut” decisions. Scenario planning offers a more disciplined approach.
For additional information on scenario planning and global banking download our free video-enhanced eBook Global Banking 2020: Foresight & Insights.
(Part 1 of 14) 2:14
A SIFI (Systemically Important Financial Institution) is a financial institution considered sufficiently large, complex and interconnected that – should it experience serious financial issues – could cause significant damage to other financial institutions and the global financial system.
4:52 (Part 8 of 14)
Many observers see the SIFI designation process as an improvement over how risks were governed in the past. Ideally, a fully functioning SIFI regime would provide a seamless regulatory process across borders. But variations in how different jurisdictions might handle an actual crisis mean that much uncertainty remains.
4:51 (Part 6 of 11)
Expect returns on equity to go down, the cost of capital to go up and margins to shrink. Banks will have to adapt. There is a lot of interest in migrating to businesses that require less capital and liquidity, and that are more fee based. But what does that mean for banking when it comes to credit creation and intermediation.
3:35 (Part 7 of 11)
While it is difficult to get a clear picture of future growth models until the dust settles around all of the new regulation, a couple of things stand out: There will be a much sharper focus on customer needs, and investments in emerging markets, already underway, will climb significantly higher.